Kyc Documents

• Proof of Identity – Passport / Driving License / Voters ID (any one)
• Proof of Residence – Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
• Aadhaar Card Copy.
• 2 Passport Size photographs.

For Income Proof

• Pan Card Copy.
• Latest 3 months Bank Statement (where salary/income is credited).
• Salary slips for last 3 months.
• Form 16 (latest).

Indiabulls has prevailed & grown in a scenario which has not been conducive to economic growth. It has become a brand which is known & recognised in India & overseas.

As a Non Banking Financial Entity it has gained customer confidence through a strong, sales team & a Dedicated customer services department.

With this distinct performance history customers can look forward availing the special advantage of Personal Loans from Indiabulls.

• The availability of Personal Loan Finance from Indiabulls is both easy & convenient.
• Best Interest Rates in the Industry starting from 10.99% onwards.
• Minimal documents required.
• Instant verification with Aadhaar Card.
• Online application facility available with the online Indiabulls Personal loan app “Dhani”.
• Enhanced loan amount with an increased eligibility calculation for high income applicants.

The age of an applicant should be above 23 years to apply for a Personal Loan from Indiabulls. For applicants working with I.T Companies, BPO’S & Insurance companies the minimum age requirement is 25 years. While the maximum age till which the applicant should complete the Tenure of the Personal Loan availed is 60 years.

Indiabulls offers personal loans to individuals who have availed a Credit facility from any of the prevailing Banks or NBFC’S & also to fresh applicants without a credit history.

The CIBIL score of applicants with a previous credit history is taken into account when processing the loan, an applicant who has been clearing his dues on time will be considered eligible for a loan while late payments or defaults will be viewed negatively.

Flexible options are offered for the repayment of the Personal Loan, the applicant can pay back the loan via fixed monthly Installement over a period of time from 12 to 72 months as per the eligibility & repayment capacity of the applicant.

Indiabulls is the only prominent lender to offer a period of 6 years to pay back the loan; the industry norm is a maximum of 5 years.

The net salary of applicants being transferred to their Bank account should be above 25000/- per month .The Loan amount the applicant will be eligible for will be calculated as per the income & total obligations including other loans & credit card usage.

Maximum Loan amounts are offered to customers working with companies featuring in the Indiabulls elite company list. Increased loan amounts are offered to applicants with salary above 50k per month.

Personal Loans for salaried customers are categorised as per their current employer. The company an applicant is working with are categorised as follows;

PRIVATE LIMITED COMPANY /PUBLIC LIMITED COMPANY/PSU/LIMITED COMPANY/GOVERNMENT /PROPRITERSHIP COMPANY /PARTNERSHIP COMPANY

DOCTORS/NURSES/TEACHERS/CHARTERD ACCOUNTANTS are included under this category.